Do you know what your business insurance covers? Insurance is an important part of running a successful business to protect against financial loss due to unforeseen events, such as fires or burglaries. It’s important to know what your policy covers, so you can make sure you are covered in case of a claim. Here are some things to consider when buying business insurance.
Property Insurance
Your businessowners policy includes protection for incidents due to fire, windstorm, hail, vandalism, and theft. Most policies cover the structure of your building and any furniture, equipment, inventory, and other items on your property, whether you own, rent or lease the property. Other property that might be covered can include papers, records, and data. In the event of loss, your business is also covered for any loss of income due to being closed while repairs are made.
Liability Insurance
Business liability insurance covers costs related …
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